Wednesday, December 3, 2008

Moist Chocolate Cupcake Recipe

modern form of participation of SMEs in the different types of WEB

For those who are in touch all the time with the network we have been seeing changes and trends in the network but I think that instead of classifications are abrupt changes or incidents that are giving linear very gradually, where the limits of the different classifications are fuzzy. Educational issues but let us see which is called Web 1.0 and Web 2.0, not wanting to make a very specific item and pointing system more then the use and applications that an SME can use.

would say that Web 1.0 is the network where a business person, entrepreneur or state created static content via a website and users see the same and were created for simple navigation and information. Chronologically would be the first step in the evolution of the network and places it temporarily until 2001. Although this site currently features many SMEs 1.0 or users who only use it in a state of 1.0. Just read the news and send mail.

More information: http://es.wikipedia.org/wiki/Web_1.0

Then these concepts began to appear within site tools that make a revolution on the Web, an evolution of Google web 1.0 , Wikipedia, Ebay, Youtube, Skype, Writely, Blogger, RSS, Flickr, Emule, All these applications and sites have in common that their main asset is the user. A greater number of users increases the value of the site and its content. No versions, always changing. Web 2.0 is not intended to navigation but to the interaction. Has innovations (technologies).

But the main question we must ask which of these technologies will be appropriate tools to promote business (via advertising, information, contacts, boost productivity, improved labor standards)? And what applications are simply not sympathetic will overcome its function of entertainment?

More information: http://es.wikipedia.org/wiki/Web_2.0


On the other hand if we look forward there is talk of Web 3.0 (going to start be the web of connections Machine to Machine, PC, televisions, telephones, cellular, appliances, etc..), a hyper-world having various ways and means of each user connection.

So far what we were seeing is with respect to users, stating clearly what we are global trends. Some age groups are more rapid adoption of new types of Internet than others. A segment-level users and users participate in the WEB 1.0 other 2.0 and some more advanced everything is. For companies it is exactly the same number used technology much faster and are adhering to the tools 1.0, 2.0 and so on.

our analysis focused more on SMEs then we remember that more than ever, through crisis, SMEs do not have big budgets to digital media and are usually out there have no knowledge. What it should be clear that within this Internet is a mega trend in which there is no going back and changing the whole society which can not be excluded from it.

first thing to evaluate is our user customer or potential customer who has involvement in the WEB, if we see that our potential audience or much of it is in the Web 2.0 we should aim to meet and communicate in the same way . But obviously no step can be from nothing trying to create a community of users.

The following would be the first steps in the digital world:
1) Email
2) static or 1.0 Web Site
3) Corporate and Mailing Blog
4) Participation in Social Networking Tools 2.0, MSN corporate

Well
I think the issue is much deeper and can be extended but I wanted more than anything to make an approach to it. I welcome your questions or comments.

Tuesday, November 11, 2008

What Colour Towels For Orange Bathroom

Introducing the Working Capital, the thief of my silver

This year was better than the past, but I have less money than before ... What happened to my money? Who took her? Why do not I have? This seems the work of Black magician or a disciple of himself Harry Potter, is neither more nor less than what usually happens in micro and SMEs, when all the numbers but say they won silver, silver is not. A track, which has the silver, known as Working Capital or Working Capital, for lovers of international standards.

The problem is not necessarily to win, it just won silver in the format "effective." This gain may be involved in more merchandise to sell or manufacture, or may be owing me my clients. Put aside the goods or machines that could have bought with that gain, as it is very rare not to see that the money was spent on things of this magnitude. Debtors and goods, not are so visible as a car, machine or new deposit.

The Working Capital changes almost daily, purchasing sales, collections and payments we make, and just the name indicates that it is the capital that our company or enterprise needs to work. About

already know that this is the Working Capital, this explanation may seem very vague technique, but in pursuit of achieving understanding that it is for those who see it for the first time, I think it is easier to understand without delving into highly technical issues.

In a simple example that lets us see better what is this "thief of my money," we can say that

"At the beginning of the year had $ 10 cash, debts $ 10; merchandise to be sold for 40 and due to my suppliers of goods other $ 10.
-During the year I sold x $ 100, buy for 50 $ (I sold) and had other business expenses of $ 10, pay what you buy this year, and copper only half of sales .

-At year's end I was left with debts of $ 60, merchandise for $ 40 to be sold, I end up owing another $ 10 to see my suppliers, and how to pay for the merchandise 50 and 10 of the costs and copper only 50, I had no effect. If you win 40 and 10 would have had $ 50 but I have no cash.


WHERE ARE THE $ 40 to win and I have him!! In this example, we are getting into what I need (Debts). While we have won silver in the form of CASH, we will find in our higher working capital. In the reality of each company, may be a little on each side, making it often too complex to find.
.

This seems simple in this example, it complicates the finance to more than one company, because if I pay tax on that gain, or give his share to each member of your profit, the money is not literally ! The classic example is having to pay VAT on invoices that have not copper.

A secret, and this black box can eat my money, I also can invent money if necessary. Let's say if instead of increasing my debtors and stock merchandise, increase what I owe my suppliers for purchases made, and obviously won silver this year, will more cash than it did at first. Some businesses finance their working capital with short-term bank loans or use the payments to providers to improve their position. Maybe with this explanation, we can understand why when we demand a payment to a company that we know who wins a lot, we always make the famous bicycle. Or your gain is in the black box and has no cash, or we are using just to finance more cheaply than with a bank ... with the financial crisis and as a reality, pay attention to working capital financing becomes a necessity not suffer unexpected financial shocks.

invite everyone to comment, query or tell about their experiences with the Working Capital, to leave a comment.